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Your Local Fredericksburg Independent Insurance Agency

G.L. Herndon Insurance Agency specializes in Auto/Car Insurance, Homeowners Insurance, Business/Commercial Insurance, and Medicare Supplements.

G.L. Herndon Insurance Agency Inc. has been serving the Fredericksburg, Virginia area for over 50 years. We are family owned and operated and take pride in serving our clients as if they are part of our family.

We offer auto/car insurance, home insurance, life insurance, and commercial/business insurance. We welcome the opportunity to review your current insurance policies to insure you are adequately covered in the unfortunate event of a loss. Please feel free to contact us at (800) 782-9548.

Geary L. Herndon
Geary L. Herndon
CEO
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Find Out How Much You Can Save Today

Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know that your vehicle is getting the best protection possible.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

What Happens If You Outlive Your Term Life Insurance Policy?

Posted: June 7, 2025

Term life insurance provides coverage for a specific period, typically 10, 20, or 30 years, ensuring financial support for your loved ones should you suddenly pass away or become incapacitated. But what if you outlive your term policy? Understanding your options can help you plan for the future and ensure continued financial security for your loved ones. What is Term Life Insurance? Term life insurance...

The Ins and Outs of Contractor Insurance

Posted: June 4, 2025

Contractors work in high-risk environments where accidents, property damage, or unexpected delays can disrupt business operations at any time. Whether you’re an independent contractor, a general contractor, or run a contracting business, having the right insurance coverage makes it possible to protect yourself, your employees, and your clients.  Why Contractor Insurance is Key Contractor insurance provides financial protection in case of accidents, lawsuits, or property...

Top 5 Frequently Asked Questions About Business Insurance

Posted: June 4, 2025

Understanding business insurance is crucial to protect your company from unexpected risks. As a business owner, you may have questions about how business insurance works, what it covers, and which policies you need. To help clarify these points, here we answer the top five frequently asked questions about business insurance. What Types of Business Insurance Are Available? Several types of business insurance policies are available,...

​5 Most Common Insurance Claims and How to Avoid Them

Posted: June 2, 2025

June has arrived! This month is National Homeowners’ Month and National Safety Month. We celebrate both special recognitions by considering how homeowners can keep their properties safe and secure. Knowing the most common insurance claims can help you safeguard your property and avoid the risk of losses. Here are five prevalent homeowners' insurance claims and strategies to prevent them:​ 1. Water Damage Water damage is...

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
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